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Collateral: Most particular loans are unsecured, this means they don’t call for any collateral — a thing of benefit, similar to a motor vehicle title or banking account — a lender can take if you default with your loan. Some lenders supply secured personalized loans that have to have you to pledge collateral to qualify.
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A potential con, however, is that banking companies have rigorous credit score specifications — you might have fantastic credit score to qualify.
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